Trong những năm gần đây, lĩnh vực công nghệ tài chính - Fintech đã đánh dấu nhiều sự phát triển nổi bật. Theo thời gian, Fitech dần được coi là một trong những phương tiện, công cụ quan trọng trong việc định hình và phát triển đổi mới tài chính. Cục Thông tin KH&CN quốc gia trân trọng gửi đến các nhà khoa học những nghiên cứu mới nhất về Công nghệ tài chính, được xuất bản chính thức và các bài viết được chấp nhận đăng trên những cơ sở dữ liệu học thuật chính thống từ ngày 7/7/2021 đến ngày 9/7/2021. Những nghiên cứu công bố được tổng hợp tại đường link các bài.

SCIENCEDIRECT

1. Does fintech innovation improve bank efficiency? Evidence from China’s banking industry

International Review of Economics & Finance, 24 March 2021, Volume 74 (Cover date: July 2021), Pages 468-483

Chi-Chuan Lee, Xinrui Li, Jinsong Zhao

https://www.sciencedirect.com/science/article/pii/S1059056021000496/pdfft?md5=422cbeb48865ab7a4e45f7feeb9db533&pid=1-s2.0-S1059056021000496-main.pdf

2. Detection of fintech P2P lending issues in Indonesia          

Heliyon, 19 April 2021, Volume 7, Issue 4 (Cover date: April 2021), Article e06782

Ryan Randy Suryono, Indra Budi, Betty Purwandari

https://www.sciencedirect.com/science/article/pii/S2405844021008859/pdfft?md5=97529b9690641a1d1685eac8a3dff69c&pid=1-s2.0-S2405844021008859-main.pdf

3. FinTech innovation regulation based on reputation theory with the participation of new media

Pacific-Basin Finance Journal, 29 April 2021, Volume 67 (Cover date: June 2021), Article 101565

Xi Zhou, Shou Chen    

https://www.sciencedirect.com/science/article/pii/S0927538X2100072X/pdfft?md5=9fb3d9ec6817c53a2217e1770d52f0a5&pid=1-s2.0-S0927538X2100072X-main.pdf

4. Fintech and SMEs sustainable business models: Reflections and considerations for a circular economy               

Journal of Cleaner Production, 19 November 2020, Volume 281 (Cover date: 25 January 2021), Article 125217

Simone Pizzi, Leonardo Corbo, Andrea Caputo             

https://www.sciencedirect.com/science/article/pii/S0959652620352616/pdfft?md5=267c26d8a07916febf0053d911e5d978&pid=1-s2.0-S0959652620352616-main.pdf

5. The effect of fintech on banks’ credit provision to SMEs: Evidence from China             

Finance Research Letters, 13 May 2020, Volume 39 (Cover date: March 2021), Article 101558

Tianxiang Sheng            

https://www.sciencedirect.com/science/article/pii/S1544612320301148/pdfft?md5=e49d8850c5a5ba02cc521f2348e578b7&pid=1-s2.0-S1544612320301148-main.pdf

6. Measuring the risk of Chinese Fintech industry: evidence from the stock index

Finance Research Letters, 8 May 2020, Volume 39 (Cover date: March 2021), Article 101564

Yinhong Yao, Jianping Li, Xiaolei Sun

https://www.sciencedirect.com/science/article/pii/S1544612319311055/pdfft?md5=f03684deaf66ba14e06928fae81650e5&pid=1-s2.0-S1544612319311055-main.pdf

7. Exploring a new incubation model for FinTechs: Regulatory sandboxes             

Technovation, 13 February 2021, Volume 103 (Cover date: May 2021), Article 102237

Ahmad Alaassar, Anne-Laure Mention, Tor Helge Aas             

https://www.sciencedirect.com/science/article/pii/S0166497221000183/pdfft?md5=2e3b321b306e98665875555bbc295327&pid=1-s2.0-S0166497221000183-main.pdf

8. Fintech: what’s old, what’s new?

Journal of Financial Stability, 29 December 2020, Volume 53 (Cover date: April 2021), Article 100836

Arnoud Boot, Peter Hoffmann, Lev Ratnovski

https://www.sciencedirect.com/science/article/pii/S157230892030139X/pdfft?md5=1f32fccd411287648b622c42011aa7f7&pid=1-s2.0-S157230892030139X-main.pdf

9. Development of a consumer financial goals ontology for use with FinTech applications for improving financial capability

Expert Systems with Applications, 12 August 2020, Volume 165 (Cover date: 1 March 2021), Article 113843

Lawrence Bunnell, Kweku-Muata Osei-Bryson, Victoria Y. Yoon

https://www.sciencedirect.com/science/article/pii/S0957417420306527/pdfft?md5=71f1a60a85bb79e6c42eba7408978688&pid=1-s2.0-S0957417420306527-main.pdf

10. Herding behaviour in P2P lending markets        

Journal of Empirical Finance, 2 June 2021, Volume 63 (Cover date: September 2021), Pages 27-41

Mustafa Caglayan, Oleksandr Talavera, Wei Zhang

https://www.sciencedirect.com/science/article/pii/S0927539821000451/pdfft?md5=bcc92009d655b83268a8cec1cde43235&pid=1-s2.0-S0927539821000451-main.pdf

11. Investing during a Fintech Revolution: Ambiguity and return risk in cryptocurrencies

Journal of International Financial Markets, Institutions and Money, 21 May 2021, Volume 73 (Cover date: July 2021), Article 101362

Di Luo, Tapas Mishra, Zhuang Zhang

https://www.sciencedirect.com/science/article/pii/S1042443121000810/pdfft?md5=1881786d7ab314c3f5c0e1d108f8f4ac&pid=1-s2.0-S1042443121000810-main.pdf

12. The impact of financial technology on China’s banking industry: An application of the metafrontier cost Malmquist productivity index

The North American Journal of Economics and Finance, 22 March 2021, Volume 57 (Cover date: July 2021), Article 101414

Tsui-Yueh Cho, Yi-Shuan Chen

https://www.sciencedirect.com/science/article/pii/S1062940821000486/pdfft?md5=f15f117160b1ea23aacbab8bbda767cc&pid=1-s2.0-S1062940821000486-main.pdf

13. The non-linear impact of digitization on remittances inflow: Evidence from the BRICS

Telecommunications Policy, 23 February 2021, Volume 45, Issue 4 (Cover date: May 2021), Article 102112

Noha Emara, Yuanhao Zhang

https://www.sciencedirect.com/science/article/pii/S0308596121000173/pdfft?md5=758893daf5bb99ece3beb1dd12d79d1d&pid=1-s2.0-S0308596121000173-main.pdf

14. On the upside or flipside: Where is venture capital positioned in the era of digital disruptions?

Technology in Society, 29 March 2021, Volume 65 (Cover date: May 2021), Article 101555

Muhammad Zubair Khan, Zafir Ullah Khan, Shehnaz Sahib Zada

https://www.sciencedirect.com/science/article/pii/S0160791X21000300/pdfft?md5=018c9b37eb9ba6ce0ed94057c02f23b4&pid=1-s2.0-S0160791X21000300-main.pdf

15. How alternative finance informs central themes in corporate finance

Journal of Corporate Finance, 4 January 2021, Volume 67 (Cover date: April 2021), Article 101879

Hisham Farag, Sofia Johan

https://www.sciencedirect.com/science/article/pii/S0929119920303230/pdfft?md5=2ac1a693a455967cf33b3e4943acb5ea&pid=1-s2.0-S0929119920303230-main.pdf

16. Super-app behavioral patterns in credit risk models: Financial, statistical and regulatory implications

Expert Systems with Applications, 24 December 2020, Volume 169 (Cover date: 1 May 2021), Article 114486

Luisa Roa, Alejandro Correa-Bahnsen, Cristián Bravo

https://www.sciencedirect.com/science/article/pii/S0957417420311337/pdfft?md5=f95ea4c6032d134f52340f140a9c0183&pid=1-s2.0-S0957417420311337-main.pdf

17. Government Affiliation and Peer-To-Peer Lending Platforms in China

Journal of Empirical Finance, 6 March 2021, Volume 62 (Cover date: June 2021), Pages 87-106

Jinglin Jiang, Li Liao, Xiaoyan Zhang

https://www.sciencedirect.com/science/article/pii/S0927539821000190/pdfft?md5=6df302c1817fc025b44d0a30fed80e7d&pid=1-s2.0-S0927539821000190-main.pdf

18. Deciphering big data in consumer credit evaluation

Journal of Empirical Finance, 10 February 2021, Volume 62 (Cover date: June 2021), Pages 28-45

Jinglin Jiang, Li Liao, Hongyu Xiang

https://www.sciencedirect.com/science/article/pii/S0927539821000098/pdfft?md5=e917dc51022cc8e031633d51338867b2&pid=1-s2.0-S0927539821000098-main.pdf

WILEY

1. Financial attributes, financial behaviors, financial-advisor-use beliefs, and investing characteristics associated with having used a robo-advisor                 

Timothy M. Todd, Martin C. Seay

Financial Planning Review, Volume 3, Issue 3

First published: 01 February 2021                         

https://onlinelibrary.wiley.com/doi/epdf/10.1002/cfp2.1104

2. User involvement in digital systems design: Case studies of mobile money innovation in Kenya Juliet Ongwae PhD, Richard Duncombe

The Electronic Journal of Information Systems in Developing Countries

First published: 02 May 2021                  

https://onlinelibrary.wiley.com/doi/epdf/10.1002/isd2.12180

3. A methodological overview to defining and measuring “digital” financial literacy                        

Angela C. Lyons, Josephine Kass-Hanna

Financial Planning Review, Volume 4, Issue 2

First published: 09 June 2021                  

https://onlinelibrary.wiley.com/doi/epdf/10.1002/cfp2.1113

4. Social innovations and the fight against poverty: An analysis of India's first prosocial P2P lending platform                               

M. N. Ravishankar

Information Systems Journal

First published: 06 May 2021                  

https://onlinelibrary.wiley.com/doi/epdf/10.1111/isj.12340

SPRINGER NATURE

1. Financial Technology with AI-Enabled and Ethical Challenges

Muhammad Anshari, Mohammad Nabil Almunawar, Masairol Masri, Milan Hrdy in Society (2021)

https://link.springer.com/content/pdf/10.1007%2Fs12115-021-00592-w.pdf

2. Financial technology and the future of banking   

Daniel Broby in Financial Innovation (2021)   

https://link.springer.com/content/pdf/10.1186%2Fs40854-021-00264-y.pdf

3. Digitization and the evolution of money as a social technology of account

Michael Peneder in Journal of Evolutionary Economics (2021)

https://link.springer.com/content/pdf/10.1007%2Fs00191-021-00729-4.pdf

4. Blockchain smart contracts: Applications, challenges, and future trends

Shafaq Naheed Khan, Faiza Loukil… in Peer-to-Peer Networking and Applications (2021)   

https://link.springer.com/content/pdf/10.1007%2Fs12083-021-01127-0.pdf

5. ResTech: innovative technologies for crisis resolution

Giuseppe Loiacono, Edoardo Rulli in Journal of Banking Regulation (2021)

https://link.springer.com/content/pdf/10.1057%2Fs41261-021-00154-4.pdf

6. An intelligent payment card fraud detection system

Manjeevan Seera, Chee Peng Lim, Ajay Kumar… in Annals of Operations Research (2021)

https://link.springer.com/content/pdf/10.1007%2Fs10479-021-04149-2.pdf

7. E-business adoption costs and strategies for retail micro businesses

Marcia Mkansi in Electronic Commerce Research (2021)

https://link.springer.com/content/pdf/10.1007%2Fs10660-020-09448-7.pdf

8. Tarzan and chain: exploring the ICO jungle and evaluating design archetypes

Nina M. Bachmann, Benedict Drasch, Gilbert Fridgen, Michael Miksch… in Electronic Markets (2021)

https://link.springer.com/content/pdf/10.1007%2Fs12525-021-00463-6.pdf

9. Contemporaneous financial intermediation

Markus Merz in Digital Finance (2021)

https://link.springer.com/content/pdf/10.1007%2Fs42521-021-00029-3.pdf

10. Initial coin offerings, information disclosure, and fraud

Lars Hornuf, Theresa Kück, Armin Schwienbacher in Small Business Economics (2021)

https://link.springer.com/content/pdf/10.1007%2Fs11187-021-00471-y.pdf

11. Cashless Japan: Unlocking Influential Risk on Mobile Payment Service

Wei-Lun Chang, Li-Ming Chen, Takako Hashimoto in Information Systems Frontiers (2021)

https://link.springer.com/content/pdf/10.1007%2Fs10796-021-10160-6.pdf

12. Central bank digital currencies: policy and operational perspectives for India

Satish Babu, K M Abraham in CSI Transactions on ICT (2021)

https://link.springer.com/content/pdf/10.1007%2Fs40012-021-00327-6.pdf

Nguồn: Cục Thông tin KH&CN Quốc gia, 9/7/2021